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Decimal Factor USA

Merchant Services - Card Payments

E-Commerce Payment System

Integrate an online payments facility to your website

Merchant Services
Secure Payment Systems

Switching Card Processing?

We can provide you with better service and lower fees. We save customers on average $600 - $2000!

Contact us Today!

Lowest Rate in the Market

We will aim to meet or beat any lower rate offered by the competition during your contract.


Refer a friend and get $100!
Terms and Conditions Apply*
Contact us to know more.

Online Credit Card Processing

Increase your customers and revenue by selling online.

If you're looking for an affordable online credit card processing with an easy-to-use payment gateway, then look no further than FirstPay.NetTM 2.0 all-inclusive online payments solutions!

Why go to multiple companies to get a complete online credit card processing solution? FirstPay.Net 2.0 gives you everything you need to succeed. There's no easier way to sell products and services and receive online payments in one simple platform.

Total Package -
The complete ecommerce online payments solution. The Total Package offers hundreds of website design templates to get you started, and its components can be customized to suit brand new businesses all the way to experienced high-volume businesses. No programming experience is necessary to take full advantage of its many benefits. Quite simply, it is the total package.

FirstPay.Net Payment Plug-In for use with QuickBooks® -
You can now combine credit card authorizations with the convenience and ease of QuickBooks®. FirstPay.Net utilizes the standard QuickBooks® sales forms to securely authorize and store transaction data and payment details.

  • Stores transaction history and payment processing alongside other QuickBooks data
  • Immediately processes information entered into QuickBooks
  • Swiped and keyed information can be stored for later processing
  • Processes recurring charges and accepts all major cards

With FirstPay.Net, your transaction history and payment processing is stored alongside of other business data within QuickBooks®. The FirstPay.Net Payment Plug-In can immediately process information once it's entered into QuickBooks®, or store swiped and keyed information for later processing. It also easily processes recurring charges and accepts all major debit and credit cards, commercial, business and purchasing cards (Level II). Together, the Payment Plug-In and QuickBooks® will consolidate your payment processing solution with other business information to provide one convenient source to running a business.

Internet Payment Gateway -
The FirstPay.Net 2.0 Internet Payment Gateway integrates with your website to provide secure online payments. Programming experience is required.

Virtual Point-of-Sale -
Use your computer as a point-of-sale terminal and get card swipe rates for your qualified retail transactions! Simply swipe your customers' credit cards through the credit cards reader that communicates directly to our Virtual Terminal. There's no need to manually enter the credit card information during a face-to-face transaction. It's easy, fast, and secure!

MOTO Virtual Terminal -
Mail Order/Telephone Order merchants can easily enter and process transactions real-time via the Internet.

Batch Upload -
You can process one-time or recurring offline credit card payments by loading transactions through the secure Batch Upload Gateway. This product is the ideal solution for recurring bill payments. FirstPay.Net 2.0 – another powerful product from Decimal Factor!

Online sales continue to grow, can your business afford not accept card payments online?


Contact Us to get the best card processing rate. FREE quotation.

Payment Processing Enquiry

QuickBooks is a registered trademark and service mark of Intuit Inc. in the United States and other countries. The FirstPay.Net Payment Plug-in is designed for use with QuickBooks Professional ( USA Version) 2004, 2005, 2006, 2007, 2008; Quick - Books Premier (USA Version) 2004, 2005, 2006, 2007, 2008; and QuickBooks Enterprise (USA Version) 2004, 2005, 2006, 2007, 2008 software only.

** In association with First American Payment Systems, L.P. Decimal Factor offers services of First American Payment Systems, L.P. First American Payment Systems, First American, FirstPay.NetT, FirstView®, Secur-Chex®, Merimac, Merimac Capital®, FirstFund® ACH and FirstAdvantage®. They are trademarks and copyrights of First American Payment Systems, L.P. Sponsoring Bank: Fifth Third Bank, Cincinnati, OH Member FDIC

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